HomeSafe Second is a second loan that complements your existing mortgage, unlocking a piece of your stored equity without the burden of a new monthly payment or the need to refinance.

Looking for extra cash flow?

• Consolidate high-interest credit card debt
• Cover rising costs at the pump and the grocery store
• Fund long-term care, medical expenses, or emergencies
• Pay for home improvements
• Or spend your cash however you’d like

How it works

HomeSafe Second loans you a portion of your home
equity. With no additional monthly payments required
until you leave the home or violate the terms of the loan, the
loan balance grows over time. When you leave the home the
loan is repaid (which can be settled with the sale of the house),
but w ill never amount to more t han the home’s value.

LOAN REQUIREMENTS

• Must meet all loan obligations, including using the property as your primary residence
• Must pay property charges including first mortgage payment, property taxes, fees, and hazard insurance
• Must maintain the home

Currently available to eligible homeowners ages 55 + in CA, CO, CT FL SC and TX (where do minimum age is 62) | 10 materias are not from HUD or FHA and we’re not approved by HUD or a government agency. The HomeSafe reverse mortgage is appropriatory product of finance of America reverse LLC and is not affiliated with the home equity conversion mortgage (HECM) program. Not all HomeSafe products are available in every state please contact us for a complete list of availability.